Finance Center Page

Serving Auburn, MA

Finance Center

Welcome to our financing section of the official Acura of Auburn homepage. We want you to know how excited we are about helping you find the dream car that solves your problems in life. A large part of the process for new car buyers that can make them nervous or embarrassed is securing an auto loan. We want you to know that we understand how arbitrary credit ratings can be and that we are able to connect you with many lenders regardless of your credit score.

Is Financing a Car a Good Idea?

When it comes to Acura products, financing always makes sense. Acura is known for being luxurious enough to enjoy for a lifetime with comfortable interiors and performance upgrades. Acura's are most of all known for being reliable and, therefore, a great investment for anyone looking to finance a vehicle. The aftermarket for auto parts on Japanese vehicles also provides owners who finance vehicles with a number of styling options and performance upgrades to customize their vehicles. Although leasing can be attractive if you live in a big city and you know that the miles that you incur are primarily in traffic jams, financing a vehicle frees you from the burden and harsh penalties of mileage restrictions. When you finance a vehicle, you can also carry out most of the repairs yourself after the warranty is completed and save yourself a lot of money by overhauling any wear items systematically to prevent premature failures.

Leasing is fun if you want to drive a new vehicle all the time and you're really concerned about breaking down or facing unexpected repair bills. A lease removes the worries of car ownership and allows you to simply drive your vehicle.

Is There a Minimum Credit Score to Finance a Vehicle?

Remarkably, no! There is really no minimum credit score to finance a vehicle when you look across the broad spectrum of financing options. This is because high-risk lenders exist who may have familiarity with repo processes and other methods of retaining the value of their investments even if things go awry. These lenders have a good idea to judge the type of people applying for the loans to determine if they will be able to afford it and will likely retain steady employment. There is no reason to shy away from obtaining the car loans you need to move up the socioeconomic pay scale in your region. Although you may have to pay higher interest rates when you have a poor credit score, we can sit down with you and figure out if there are any immediate actions you can take to increase your score in any case.

Obtaining financing for any vehicle can be difficult if the bank does not see the value in the used auto and speculate that you may fall underwater on your loan. This is where our reputation for selling reliable Acura vehicles comes into play. The banks can see that the people who work with us do not suffer from catastrophic premature failures and breakdowns of their vehicles that prevent them from getting to work or school. This gives the creditors peace of mind that they could always collect and resell the vehicle themselves if a debtor goes into default for lapsed payments. We will work with people of all credit levels to make a deal if it is at all possible.